How To Navigate A Roof Insurance Claim
When you get homeowner’s insurance, you should also have the foresight to learn how to properly file a claim. Otherwise, your insurer might refuse to pay based on grounds you are expected to be familiar with, but fail to consider upon requesting compensation.
Understand the Role of Roof Warranties
Aside from checking your policy, review your roof warranty paperwork, too. If the damage was due to material/manufacturing defects or workmanship errors, your roof warranties should cover the cost of repair.
In other words, you might not need to file a claim on your insurance if your roof fails before its time. At the very least, you could have more flexibility to settle for less if a product defect or an installation mishap contributed to the destruction of your roof.
Put a Premium on Documentation
Regardless of who is liable for the cost, you should document the damage with visuals. Take photos of roof issues as soon as possible. Every trustworthy roofing contractor will agree that photographs are strong pieces of evidence when requesting compensation.
Furthermore, ready all of your service maintenance reports. These documents speak of your roof’s history and serve as proof that you did your role in its upkeep.
Schedule a Professional Inspection First
Let a qualified professional evaluate your roofing system. A reputable roofer can provide you with an honest estimate for the kind of service necessary to restore your system’s structurally integrity.
Learn How to Deal With an Insurance Adjuster
After filing an insurance claim, an adjuster will talk to you to discuss your case. Do not be intimidated by this professional, and use the knowledge you gained from the inspection to get the compensation you deserve.
The insurance claim process can be confusing and leaves no room for error. Turn to the best roofing company to guide you every step of the way. Call Punum Roofing of Houston, Inc. at (713) 244-5530
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