Tips On Filing And Handling Hail Damage Insurance Claims
It’s essential to know how to deal with the aftermath of severe wind-, rain- and hailstorm. Hail is one of the most damaging things that can hit your home. After an extreme weather event, it’s always recommended to contact a reliable roofing company for an inspection. The sooner you get your roof checked, the sooner you can file a claim and have the problem fixed.
Read on for expert tips on filing and handling hail damage insurance claims.
Don’t Wait Long Before Contacting Your Roofer and Insurer
The last thing you should do when a storm affects your home is to panic. Get in touch with your roofer and insurance company immediately. Roofing and insurance companies usually run on a first-case basis, especially if the storm affected large areas. Moreover, make sure to only work with a reputable shingle roofer for your repairs.
Gather All Essential Information
Take note of the exact date and time the storm hit your home and capture many photos of your property. From the ground, check if your roof, gutters and siding have damage. Don’t forget to assess the condition of your windows, doors and HVAC equipment. Moreover, your photos should show the damage that has occurred in your home’s interior and exterior. You should also take pictures of hail pieces against a ruler and a round object in a similar size.
Obtain Multiple Estimates and Don’t Be Afraid to Negotiate
Getting multiple estimates will give you an idea about how much it would cost to repair affected areas of your home. It also allows you to negotiate better with your insurer if you believe their first claim check is not reasonable. Keep in mind that you don’t necessarily need to accept your insurance provider’s payout. You can also hire an independent adjuster to negotiate with your insurer.
Need free roof estimates? At Punum Roofing of Houston, Inc., you can rely on us for your home’s roofing needs. Give us a call at (713) 466-4447, or fill out our contact form to get a free estimate.
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24+ Years of Experience
Since 1998, we’ve completed over 42,000 roofing jobs in the greater Houston area.Learn More
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We offer free hail inspections as well as discounts for veterans and first responders.Learn More