Roof replacement can be an intimidating project for homeowners, mainly because of the expenses involved. However, you don’t necessarily have to stress yourself out with all the financial obligations since there are roof financing options that can help make your situation lighter.
There Are Multiple Financing Options
Cash and home equity loans aren’t your only options. Several types of loans are available for you to consider, giving you a variety of ways to finance your new roofing. Examples of these loans include personal loans, credit cards and Title I home loans from the Federal Housing Administration (FHA). Their term lengths and interest rates vary so make sure to learn as much as you can regarding these financing options.
Cost and Availability May Also Depend on the Time of Year
Take note that the price of roofing products and the cost of hiring a shingle roofer can change based on the time of year. Availability of such products and services are also typically affected. So, as much as possible, be strategic when timing your roof replacement. For instance, winter can be the best time for a roofing project, depending on where you live, as it allows you to skip the busiest months for contractors.
Incentives May Be Available
Check for incentives in you area, which you may utilize to save money on your new roof. For example, discounts and tax credits may be available for installing energy-efficient roofing and other situations.
Punum Roofing of Houston, Inc. has been in business since 1998, providing quality services to local customers. Our expertise covers roof replacement, new construction, roof maintenance and more. Call us at (713) 466-4447, or fill out our contact form to request free roof estimates.